Arkansas: AI health laws

1 entry on the map: 1 in force.

Payer and utilization review AI

Insurers', benefit managers' and utilization reviewers' use of AI, including prior authorization and claim denials.

In forcePolicy

Bulletin 13-2024, Use of Artificial Intelligence Systems in Insurance

In force since Jul 31, 2024

Expects insurers to develop and maintain a written program for the responsible use of AI systems in insurance decisions, with governance, risk management and controls, oversight of third-party AI systems and data, and documentation available to the department, and reminds them that AI-supported decisions must comply with the Unfair Trade Practices Act and the Unfair Claims Settlement Practices law.

Physician read. It places no duty on physicians. Since July 31, 2024, an insurer licensed in Arkansas, including a health insurer, is expected to govern the AI systems it uses, including in claim administration and payment, under a written program.

Applies to: All insurers licensed to do business in Arkansas, including health insurers

Notes: Signed by Insurance Commissioner Alan McClain. The NAIC's adoption map lists it as Arkansas's adoption of the NAIC Model Bulletin; the bulletin's text refers to the Principles of Artificial Intelligence the NAIC adopted in 2020 but does not name the model bulletin. The bulletin states no separate effective date, so the issue date is used. The department's bulletin index lists Bulletin 13-2024 by number and title without a date; its pages listing Bulletins 4-2024 through 10-2026 show no later AI bulletin.

Checked against its sources

Patient disclosure of AI use

Telling patients that AI is used in their care or in messages to them.

Nothing in this category was found in the review of Sept 29, 2026.

Clinical decision and chatbot limits

Limits on AI in clinical decisions and on health chatbots, including AI presenting itself as a licensed professional.

Nothing in this category was found in the review of Sept 29, 2026.

Mental health AI

AI in therapy and mental health care.

Nothing in this category was found in the review of Sept 29, 2026.

Data and privacy

Health and consumer data, biometrics, and data used to train AI.

Nothing in this category was found in the review of Sept 29, 2026.

Federal law also applies in every state: see federal law and policy.

Most recently checked Sept 29, 2026. General information, not legal advice. How the map works, and the data.